Money Saving Secret

Paying with cash will help you save money and with the money you save you can invest back into yourself. Whether that’s to take a class to develop your craft more, purchase more tools to grow your business, meet a personal financial goal, or save for a vacation. You’ll be surprised what you can achieve financially when you plan with a purpose, execute and put your money in areas that will bring you abundance.

“A budget is telling your money where to go instead of wondering where it went.”

-Dave Ramsey

On a quest to save money to fund my dream wedding I learned about the cash envelope system. The key of the envelope system is to budget your money using envelopes for different categories of your household expenses. It forces you to accurately budget your expenses every month and stop overspending.

Physically handing over your money and paying with cash helps you save money.

I’m all about saving money especially now that I have a wedding coming up. You don’t realize how expensive weddings are until it’s time for you to plan your own. Getting engaged is the easy part. Now planning a wedding is hard work if your goal is to plan a debt free wedding.

I refuse to spend my happily ever after trying to get out of debt so I went online and purchased envelopes from Luxury Lifestyle. Their fancy envelopes were a perfect match for my personality. I live for an anything practical that’s also over the top and cute.

I’ve been successfully budgeting my money for years now but since I started using the cash envelope system it’s allowed me to save money and take control of my finances. I’ve used the money I’ve saved to get out of debt and plan my wedding my way.

Today, I’m going to show you how to use the cash envelopes so you can save too. Since the system is visual it helps you track your expenses and see exactly how much money you have left over within your income.

Stop using credit cards so frequently if your not paying off the balance and not building any reward points.

How the envelope system works:

1. Think of categories that you spend money in.

2. Figure out your budget amount for each category.

3. Create and fill envelopes with cash.

4. Spend only what you have put in each envelope.


What are the advantages of the envelope system?

You become more disciplined in how your spend your money.

What if an emergency happens?

Shift your budget

What if you spend all your money?

Once it’s gone it’s gone.

What if I pay my bills online?

That’s tricky. The system works better when you are using actual cash but you can still write what you’ve budgeted on the back of the envelope and don’t spend anymore money than that.

Congratulations are in order if you have any money left over in your envelopes at the end of the month. That means your came in under budget. Reward yourself because it will motivate you to keep going or even better roll the money over into one of your categories so that your budget for next month is bigger.

Keep being intentional about how your spending and the envelopes will help you manage your money, beat debt and help your reclaim your life. What money saving tips do your practice that work?








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